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✏️ Editing: 1702659819.M626832P2991106.aristoteles.x5servers.net,S=90213,W=92221:2,S

Envelope-to: rcruz@sapasequipment.com
Delivery-date: Fri, 15 Dec 2023 13:03:39 -0400
Date: Fri, 15 Dec 2023 11:02:51 -0600 (CST)
From: "J.P. Morgan" <payment.solutions@paymentsolutions.jpmorgan.com>
Reply-To: payment.solutions@jpmchase.com
To: rcruz@sapasequipment.com
Message-ID: <1708248001.631862199.1702659771450@sjmktmail-batch1d.marketo.org>
Subject: December Payment Brands Updates
MIME-Version: 1.0
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View=C2=A0online <[[https://go.paymentsolutions.jpmorgan.com/v/OTg0LU1RSC0y=
NjEAAAGQDWb8MKSX-68MiJsuInplG4Mwv2MTEor0eCNwnx7DYi1wvy-bS8VdTYklmI8unKzkUgd=
QGOQ=3D]]> | Email=C2=A0security=C2=A0information <https://go.paymentsoluti=
ons.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MJnP6wFW2dvst8kUFmeXgk5CsSBymDTqDP=
2aAR0pY_IW6Mt7Dp5x-9a9ai6H3KeH4og=3D>
PAYMENT BRANDS UPDATES
Check out this month=E2=80=99s new content!
Each month the payment brands, including Visa=C2=AE, Mastercard=C2=AE, Amer=
ican Express=C2=AE and more, feature new updates relating to operating rule=
s, fees, compliance requirements and other industry changes that may impact=
 your business.

Make sure your business is prepared by checking out the latest information.
APAC <https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MF57=
ekuFE1O2MTEMWLmt0YToEsgIbO6nFSFRTaWA4-t8Ue_f5_l-_QAdQcaZQf3kJpw=3D>=C2=A0 |=
=C2=A0=C2=A0AUSTRALIA <https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0=
yNjEAAAGQDWb8MA2kjrKhhnQfkRPpoAB2ra8nyXcMJr3aPAMkHEbbQeKsasCXpIyGqxQPkq-h72=
_4AaQ=3D>=C2=A0 |=C2=A0 CANADA <https://go.paymentsolutions.jpmorgan.com/OT=
g0LU1RSC0yNjEAAAGQDWb8ME7GsKHnMOgD4tz6ea3wZKxVmvxYuP-8M7KBqAVQhbtJl4C-bmGHw=
qMvk2iutyI68Ss=3D>=C2=A0 |=C2=A0 EMEA <https://go.paymentsolutions.jpmorgan=
.com/OTg0LU1RSC0yNjEAAAGQDWb8MGXaQoD-NkCEk2DWhb7UX5o7Rd9llZU4NJOiTe-SJzJ_XS=
AHmH1j35rjlZrC63p0TKg=3D>=C2=A0=C2=A0|=C2=A0=C2=A0UNITED STATES <https://go=
.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MDneoyItr577gZnA85st=
sTCfoDwoaZy2AdSZUnUXOdoxt2vIHhvn1sQs6VlEsumOaqs=3D> <https://go.paymentsolu=
tions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MKcHlaHlLXTjgJxJtyjKKM2S1T9eewN9=
oZVewXCEByD7DNhI6ekjIoKp5lWXjFyV9H4=3D>
Modernizing Cross-Border Payments
The world may be entering a period of de-globalization, but cross-border pa=
yments are on the rise. International transfers are expected to increase fi=
ve percent per year until 2027. Learn more about the race to rewire cross-b=
order payments <https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAA=
GQDWb8MPdqGmIkiHolbI7c1qdN-CxH9bj346AfXbzRXdD9fC3WM6rlu5_70mYMgb-npj9uiuE=
=3D> in the latest edition of Payments Unbound, a publication created in co=
llaboration with WIRED.
Send us your feedback   What do you think about the content=C2=A0in=C2=A0th=
is=C2=A0email?       =20

Helpful  <https://go.paymentsolutions.jpmorgan.com/dc/K6HMdKycTS3DDV=
S_d3cF4vpdwR1FWh7yecY1x7c8am2xgPEDoJ3UKqkWB3KaSMhiSkg8U-2IH0K5ORyUqNhwGMHH_=
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kxUBWcUxyVoq3duwTE43v5GxFRKf9i7wYfFLjA=3D>     =20

=C2=A0    =20

Not Helpful  <https://go.paymentsolutions.jpmorgan.com/dc/K6HMdKycTS=
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HC_QkxUBWcUxyVoq3duwTE43v5GxFRKf9i7wYfFLjA=3D>
If you're concerned about using the links in this email, copy and paste the=
se=20
URLs directly into your browser to navigate to the resources:

APAC
https://www.jpmorgan.com/solutions/treasury-payments/client-resource-center=
/pbi/apac-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223 <https://go.=
paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MF57ekuFE1O2MTEMWLmt0=
YToEsgIbO6nFSFRTaWA4-t8Ue_f5_l-_QAdQcaZQf3kJpw=3D>

AUSTRALIA
https://www.jpmorgan.com/solutions/treasury-payments/client-resource-center=
/pbi/australia-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223 <https:=
//go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MA2kjrKhhnQfkRPp=
oAB2ra8nyXcMJr3aPAMkHEbbQeKsasCXpIyGqxQPkq-h72_4AaQ=3D>

CANADA
https://www.jpmorgan.com/solutions/treasury-payments/client-resource-center=
/pbi/canada-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223 <https://g=
o.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8ME7GsKHnMOgD4tz6ea3=
wZKxVmvxYuP-8M7KBqAVQhbtJl4C-bmGHwqMvk2iutyI68Ss=3D>

EMEA
https://www.jpmorgan.com/solutions/treasury-payments/client-resource-center=
/pbi/europe-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223 <https://g=
o.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MGXaQoD-NkCEk2DWhb7=
UX5o7Rd9llZU4NJOiTe-SJzJ_XSAHmH1j35rjlZrC63p0TKg=3D>

UNITED STATES
https://www.jpmorgan.com/solutions/treasury-payments/client-resource-center=
/pbi/us-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223 <https://go.pa=
ymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MDneoyItr577gZnA85stsTC=
foDwoaZy2AdSZUnUXOdoxt2vIHhvn1sQs6VlEsumOaqs=3D>

the race to rewire cross-border payments
https://www.jpmorgan.com/payments/payments-unbound/volume-3/cross-border-pa=
yment-modernization?source=3Dwp_em_mk_pbicomms1223 <https://go.paymentsolut=
ions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MPdqGmIkiHolbI7c1qdN-CxH9bj346AfX=
bzRXdD9fC3WM6rlu5_70mYMgb-npj9uiuE=3D>

IMPORTANT INFORMATION :
We sent this message from an unmonitored mailbox and cannot respond to repl=
ies. Please contact your servicing team if you need help.=20

J.P. Morgan Disclosures <https://go.paymentsolutions.jpmorgan.com/OTg0LU1RS=
C0yNjEAAAGQDWb8MOStHjlEVJjrXUnQPVXjaPbN_xeQIyUNPekjh-Gw9e8tgZFvRN53czB5Rild=
0RlVhXI=3D> | Chase Security Center <https://go.paymentsolutions.jpmorgan.c=
om/OTg0LU1RSC0yNjEAAAGQDWb8MAj2hWWkdJs0UMooYbD83XdMrBwsrBSOtlwuUbbZE1m6mXzE=
qkZgAYIPRbijEVssTpA=3D>

You will always receive servicing emails that ensure you can do business re=
lated to your account. However, you may manage your marketing emails <https=
://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MCmtQHlZZe5Wn6r=
Fnaz8wMZWhfPc3iANJUxmY5iazNEfwPr9gbGG63ngJNYPi-IMBoM=3D>. JPMorgan Chase, P=
ayments Marketing, 383 Madison Avenue, Floor 20, NY1-M095, New York, NY 101=
79-0001, United States.
American Express=C2=AE is a registered trademark of American=20
Express.

MasterCard=C2=AE is a registered trademark of MasterCard International, Inc=
.

Visa=C2=AE is a registered trademark of Visa International Service Associat=
ion.

=C2=A9 2023 JPMorgan Chase & Co. Member FDIC. Deposits held in non-U.S. bra=
nches are not FDIC insured. All rights reserved. The statements herein are =
confidential and proprietary and not intended to be legally binding. Not al=
l products and services are available in all geographical areas.=20

Contact us for support: Chase Merchant Services Canada <https://go.payments=
olutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MAnfA1mr65prHb_JpC-aDwNFB3NYW=
U-GzVCDGl-tindkM0vWW78Yafk6dEv9Gl9AbN4=3D>

CPEL: Chase Paymentech Europe Limited | WPEL: J.P. Morgan Wholesale Payment=
s Europe Limited, trading as J.P. Morgan is regulated by the Central Bank o=
f I=E2=80=8Dr=E2=80=8De=E2=80=8Dl=E2=80=8Da=E2=80=8Dn=E2=80=8Dd.

Registered Office: J.P. Morgan, 200 Capital Dock, 79 Sir John Rogerson=E2=
=80=99s Quay, Dublin 2, D02 RK57, Ireland.
Registered in Ireland with the CRO under the Registration No CPEL: 474128 |=
 WPEL: 647275.
Directors: Dara Quinn, Basil Bailey, Russell Goring (UK) | CPEL: Eilish Fin=
an, John Skinner (UK), Alison Livesey (UK) | WPEL: James Crotty, Nigel Coll=
ett (UK)
877799_MS_PBI_1223_EN_E | PMT001674

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/* Switch Columns */
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portant; max-width: 300px!important; float: left!important;}
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mportant; max-width: 400px!important; float: left!important;}
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!important; max-width: 450px!important; float: left!important;}
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<style type=3D"text/CSS">
/* Head Tag and Media Query CSS on the fly */

@media only screen and (min-width: 622px) {

}
</style>=20
</head>=20
<body style=3D"background-color: #ffffff;"><style type=3D"text/css">div#ema=
ilPreHeader{ display: none !important; }</style><div id=3D"emailPreHeader" =
style=3D"mso-hide:all; visibility:hidden; opacity:0; color:transparent; mso=
-line-height-rule:exactly; line-height:0; font-size:0px; overflow:hidden; b=
order-width:0; display:none !important;">New information is available from =
the payment brands.</div>=20
<center>=20
<table id=3D"Body" align=3D"center" valign=3D"top" cellspacing=3D"0" cellpa=
dding=3D"0" role=3D"presentation" style=3D"background-color: inherit; borde=
r: 0px; min-width: 100%; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td width=3D"100%" align=3D"center" valign=3D"top" style=3D"background-colo=
r: inherit; min-width: 100%; margin: 0px auto; padding-top: 20px; padding-b=
ottom: 50px; padding-left: 0px; padding-right: 0px;">=20
<table id=3D"Wrapper" align=3D"center" valign=3D"top" cellspacing=3D"0" cel=
lpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit; bo=
rder: 0px; min-width: 100%; max-width: 622px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td width=3D"622" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 622px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 10px; padding-right: 10px;">=20
<div style=3D"max-width: 602px; background-color: inherit;">=20
<table id=3D"NoBorder" align=3D"center" valign=3D"top" cellspacing=3D"0" ce=
llpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit; b=
order: 0px; min-width: 100%; max-width: 602px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td width=3D"602" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 602px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<table id=3D"RowContainer" class=3D"container" align=3D"center" valign=3D"t=
op" cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"back=
ground-color: inherit; border: 0px; min-width: 100%; max-width: 600px; marg=
in: 0px auto;">=20
<tbody>=20
=20
<tr class=3D"module" style=3D"display: block!important; clear: both!importa=
nt;">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"left" valign=3D"top" style=3D"background-color: =
inherit; min-width: 100%; max-width: 540px; margin: 0px; padding-top: 0px; =
padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editRowPreHeader" class=3D"mktoText">
<p class=3D"prehead" style=3D"margin-top: 0px; margin-bottom: 12px; font-fa=
mily: Arial, sans-serif; font-style: normal; font-weight: 400; color: #3137=
3d; font-size: 12px; mso-line-height-rule: at-least; line-height: 16px; tex=
t-align: left; text-decoration: none; text-transform: none;=20
letter-spacing: 0px;"> <a class=3D"prehead" href=3D"https://go.paymentsolut=
ions.jpmorgan.com/v/OTg0LU1RSC0yNjEAAAGQDWb8MKSX-68MiJsuInplG4Mwv2MTEor0eCN=
wnx7DYi1wvy-bS8VdTYklmI8unKzkUgdQGOQ=3D" id=3D"browser" title=3D"browser" t=
arget=3D"_blank" style=3D"font-weight: 400; color: #31373d; text-decoration=
: underline;">View&nbsp;online</a> | <a class=3D"prehead" href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MOyqv6mEu=
8s2b-GyMeeCWP0hAPq97XXnx7DgQJAa5EDDKQo-BVsGjLOB9Jll5mDcd8k=3D" id=3D"securi=
ty" title=3D"security" target=3D"_blank" style=3D"font-weight: 400; color: =
#31373d; text-decoration: underline;"
>Email&nbsp;security&nbsp;information</a> </p>
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table>=20
</div> </td>=20
</tr>=20
<tr>=20
<td width=3D"622" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 622px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 10px; padding-right: 10px;">=20
<div style=3D"max-width: 602px; background-color: inherit;">=20
<table id=3D"Border" align=3D"center" valign=3D"top" cellspacing=3D"0" cell=
padding=3D"0" role=3D"presentation" style=3D"background-color: inherit; bor=
der: 0px; min-width: 100%; max-width: 602px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td width=3D"602" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 602px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; border: =
1px solid #e3e4e6;">=20
<table id=3D"ModuleContainer" class=3D"mktoContainer" align=3D"center" vali=
gn=3D"top" cellspacing=3D"0" cellpadding=3D"0" role=3D"presentation" style=
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px; margin: 0px auto;">
<tr id=3D"ModHDR007004edd98-d792-41ef-a984-340087eeb44d" class=3D"mktoModul=
e">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"container" align=3D"center" valign=3D"top" cellspacing=3D"0=
" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inheri=
t; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=20
<tbody>=20
<tr>=20
<td class=3D"logo padBGColor" width=3D"600" align=3D"center" valign=3D"top"=
 style=3D"background-color: inherit; min-width: 100%; max-width: 600px; mar=
gin: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; pa=
dding-right: 0px;">=20
<table class=3D"containerInner" align=3D"left" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: #=
e3e4e6; border: 0px; margin: 0px; min-width: 100%; max-width: 600px; float:=
 left; clear: both;">=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"left" valign=3D"top" style=3D"background-color: =
inherit; min-width: 100%; max-width: 540px; margin: 0px; padding-top: 0px; =
padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModHDR007-logoe3e88e6b-2c98-4d44-8b65-245094d2e298" class=3D=
"mktoImg responsive" mktolockimgsize=3D"false" mktolockimgstyle=3D"false">=
=20
<img alt=3D"Logo: J.P.
 Morgan | Chase" style=3D"background-color: #e3e4e6; display: block; float:=
 left; margin: 0px; padding-top: 0px; padding-bottom: 0px; padding-left: 0p=
x; padding-right: 0px; -ms-interpolation-mode: bicubic; text-align: left; v=
ertical-align: middle;" src=3D"https://pages-jpmcib.jpmorgan.com/rs/726-KZY=
-402/images/btimg_logo_jpmchase_267x60.png" width=3D"267" height=3D"60" />=
=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
<tr>=20
<td class=3D"hero padBGColor" width=3D"600" align=3D"center" valign=3D"top"=
 style=3D"background-color: inherit; min-width: 100%; max-width: 600px; mar=
gin: 0px auto; padding-top: 0px; padding-bottom: 32px; padding-left: 0px; p=
adding-right: 0px;">=20
<table class=3D"container" align=3D"center" valign=3D"top" cellspacing=3D"0=
" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inheri=
t; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px; float:=
 none; clear: both;">=20
<tbody>=20
<tr>=20
<td width=3D"600" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 600px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModHDR007-bannerbe3832ee-5ef5-4e95-aa47-e02f5c07e47e" class=
=3D"mktoImg responsive" mktolockimgsize=3D"false" mktolockimgstyle=3D"false=
">=20
<img alt=3D"Banner Image - white poles" style=3D"background-color: inherit;=
 display: block; float: none; margin: 0px auto; padding-top: 0px; padding-b=
ottom: 0px; padding-left: 0px; padding-right: 0px; -ms-interpolation-mode: =
bicubic; text-align: center; vertical-align: top; width: 100%; max-width: 6=
00px; height: auto;" src=3D"https://pages.paymentsolutions.chase.com/rs/984=
-MQH-261/images/pbi-december-hero.png" width=3D"600" height=3D"262" />=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
<tr>=20
<td class=3D"headerText padBGColor" width=3D"600" align=3D"center" valign=
=3D"top" style=3D"background-color: inherit; min-width: 100%; max-width: 60=
0px; margin: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left:=
 0px; padding-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModHDR007-eyebrow6589e97c-e47a-473a-ab4f-5438bf9821ec" class=
=3D"mktoText">=20
<p class=3D"eyebrow" style=3D"margin-top: 0px; margin-bottom: 10px; font-fa=
mily: Arial, sans-serif; font-style: normal; font-weight: 400; color: #3137=
3d; font-size: 18px; mso-line-height-rule: at-least; line-height: 24px; tex=
t-align: left; text-decoration: none; text-transform: uppercase; letter-spa=
cing: 2px;">PAYMENT BRANDS UPDATES</p>=20
</div>=20
<div id=3D"editModHDR007-primaryHeade01fc347-f2f1-448d-8cbc-d1b1505a4ea6" c=
lass=3D"mktoText">=20
<p class=3D"primaryHead" style=3D"margin-top: 0px; margin-bottom: 16px; fon=
t-family: Arial, sans-serif; font-style: normal; font-weight: 400; color: #=
31373d; font-size: 26px; mso-line-height-rule: at-least; line-height: 42px;=
 text-align: left; text-decoration: none; text-transform: none; letter-spac=
ing: 0px;"><strong>Check out this month=E2=80=99s new content!</strong></p>=
=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr id=3D"Mod1COL0019d435c99-f90c-45af-8f6e-054d07fea90c" class=3D"mktoModu=
le">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editMod1COL001a6e909c6-cbe5-466c-8fdb-0bedece5e1ed" class=3D"mkt=
oText">=20
<p class=3D"text" style=3D"margin-top: 0px; margin-bottom: 16px; font-famil=
y: Arial, sans-serif; font-style: normal; font-weight: 400; color: #31373d;=
 font-size: 16px; mso-line-height-rule: at-least; line-height: 22px; text-a=
lign: left; text-decoration: none; text-transform: none; letter-spacing: 0p=
x;">Each month the payment brands, including Visa<sup>=C2=AE</sup>, Masterc=
ard<sup>=C2=AE</sup>, American Express<sup>=C2=AE</sup> and more, feature n=
ew updates relating to operating rules, fees, compliance requirements and o=
ther industry changes that may impact your business.<br /><br />Make sure y=
our business is prepared by checking out the latest information.<br /></p>=
=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr id=3D"ModFTR002a32a2bb5-c738-41af-b161-09fefb51a39a" class=3D"mktoModul=
e">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: #f5f7f8; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: #ffffff;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
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<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
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<tbody>=20
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<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
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<p class=3D"footer-center" style=3D"margin-top: 0px; margin-bottom: 12px; f=
ont-family: Arial, sans-serif; font-style: normal; font-weight: 400; color:=
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x; text-align: center; text-decoration: none; text-transform: none; letter-=
spacing: 0px;"><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MF57ekuFE=
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r: #041e42; text-decoration: underline;"
>APAC</a>&nbsp; |&nbsp;&nbsp;<a class=3D"blue900 lite" href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MA2kjrKhh=
nQfkRPpoAB2ra8nyXcMJr3aPAMkHEbbQeKsasCXpIyGqxQPkq-h72_4AaQ=3D" title=3D"AUS=
TRALIA Payment Brand Updates" target=3D"_blank" style=3D"font-weight: 400; =
color: #041e42; text-decoration: underline;"
>AUSTRALIA</a>&nbsp; |&nbsp; <a class=3D"blue900 lite" href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8ME7GsKHnM=
OgD4tz6ea3wZKxVmvxYuP-8M7KBqAVQhbtJl4C-bmGHwqMvk2iutyI68Ss=3D" title=3D"CAN=
ADA Payment Brand Updates" target=3D"_blank" style=3D"font-weight: 400; col=
or: #041e42; text-decoration: underline;"
>CANADA</a>&nbsp; |&nbsp; <a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MGXaQoD-N=
kCEk2DWhb7UX5o7Rd9llZU4NJOiTe-SJzJ_XSAHmH1j35rjlZrC63p0TKg=3D" target=3D"_b=
lank" title=3D"EU PBI Updates" class=3D"blue900 lite" style=3D"font-weight:=
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>EMEA</a>&nbsp;&nbsp;<span style=3D"color: #000000; font-family: Arial, san=
s-serif; font-size: 16px; font-style: normal;=20
font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400=
; letter-spacing: normal; orphans: 2; text-align: center; text-indent: 0px;=
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dth: 0px; white-space: normal; background-color: #ffffff; text-decoration-t=
hickness: initial; text-decoration-style: initial; text-decoration-color: i=
nitial; display: inline=20
!important; float: none;">|</span>&nbsp;&nbsp;<a class=3D"blue900 lite" hre=
f=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MDneoyItr=
577gZnA85stsTCfoDwoaZy2AdSZUnUXOdoxt2vIHhvn1sQs6VlEsumOaqs=3D" title=3D"UNI=
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00; color: #041e42; text-decoration: underline;"
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"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MKcHlaHlL=
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e=3D"" target=3D"_blank" style=3D"font-weight: 400; color: #31373d; text-de=
coration: underline;"
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<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
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<tr id=3D"ModTXT008a03bbaa8-0f0a-47ab-a7be-2b9139c33df6" class=3D"mktoModul=
e">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModTXT0082ee14942-68d2-4cc8-bc21-b26c62cf7a3c" class=3D"mkto=
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e; letter-spacing: 0px;">Modernizing Cross-Border Payments</p>=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
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</tr>=20
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<tr id=3D"Mod1COL0018a53b33d-cd3b-46f9-a0c7-d235ff7e2d7d" class=3D"mktoModu=
le">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editMod1COL00136bc67bc-6906-450c-869d-23262694e3f2" class=3D"mkt=
oText">
 <p class=3D"text" style=3D"margin-top: 0px; margin-bottom: 16px; font-fami=
ly: Arial, sans-serif; font-style: normal; font-weight: 400; color: ${Mod1C=
OL001-FontColor}; font-size: 16px; mso-line-height-rule: at-least; line-hei=
ght: 22px; text-align: left; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">The world may be entering a period of de-globalization=
, but cross-border payments are on the rise. International transfers are ex=
pected to increase five percent per year until 2027. Learn more about <a hr=
ef=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MPdqGmIki=
HolbI7c1qdN-CxH9bj346AfXbzRXdD9fC3WM6rlu5_70mYMgb-npj9uiuE=3D" target=3D"_b=
lank" class=3D"blue900 lite" title=3D"the race to rewire cross-border payme=
nts" style=3D"font-weight: 400; color: ${blue900}; text-decoration: underli=
ne;"
>the race to rewire cross-border payments</a> in the latest edition of Paym=
ents Unbound, a publication created in collaboration with WIRED.<br /></p>=
=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
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</table> </td>=20
</tr>=20
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<tr id=3D"ModFTRLOGDBa40a2abd-45db-4570-8bae-3255b65dbc02" class=3D"mktoMod=
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<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: #e3e4e6;=
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<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
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<table class=3D"containerInner" align=3D"left" valign=3D"top" cellspacing=
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<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"left" valign=3D"top" style=3D"background-color: =
inherit; min-width: 100%; max-width: 540px; margin: 0px; padding-top: 0px; =
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<img alt=3D"Logo: J.P.
 Morgan | Chase" style=3D"background-color: #e3e4e6; display: block; float:=
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<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
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; line-height: 1px;">&nbsp;</td>=20
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<tr id=3D"ModFTR0037cbd2a43-0068-4bdb-b9e5-07df0ca9f43c" class=3D"mktoModul=
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<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
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<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
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<div id=3D"editModFTR0032f19d121-2808-443b-9c7f-0d2494748fa4" class=3D"mkto=
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<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
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=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
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<table class=3D"content" align=3D"left" valign=3D"top" cellspacing=3D"0" ce=
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<tbody>=20
<tr>=20
<td class=3D"rule" width=3D"100%" height=3D"2" align=3D"center" valign=3D"t=
op" style=3D"background-color: inherit; width: 100%; min-width: 100%; margi=
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height: 2px;">=20
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 &nbsp;=20
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</tbody>=20
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<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
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</table>=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
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<tr id=3D"ModFTR004462bcef2-d62b-41c5-9791-df762568508e" class=3D"mktoModul=
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<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
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ing-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModFTR004f2d39dd0-8485-41f8-9268-1d080571be92" class=3D"mkto=
Text">=20
<table class=3D"content" align=3D"left" valign=3D"top" cellspacing=3D"0" ce=
llpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit; m=
in-width: 100%; max-width: 600px; margin: 0px;">=20
<tbody>=20
<tr>=20
<td class=3D"text-center" width=3D"540" align=3D"center" valign=3D"top" sty=
le=3D"background-color: inherit; min-width: 100%; max-width: 540px; margin:=
 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddin=
g-right: 0px; font-family: Arial, sans-serif; font-style: normal; font-weig=
ht: 400;=20
color: #31373d; font-size: 16px; mso-line-height-rule: at-least; line-heigh=
t: 22px; text-align: center; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">=20
<div class=3D"editableRegion">=20
<p class=3D"text-center" style=3D"margin-bottom: 0px; text-align: center; f=
ont-family: Arial, sans-serif; font-style: normal; font-weight: 400; color:=
 #31373d; font-size: 16px; mso-line-height-rule: at-least; line-height: 22p=
x; text-align: center; text-decoration: none; text-transform:=20
none;=20
letter-spacing: 0px;"> <strong>Send us your feedback</strong> </p>=20
<p class=3D"text-center" style=3D"margin-bottom: 8px; text-align: center; f=
ont-family: Arial, sans-serif; font-style: normal; font-weight: 400; color:=
 #31373d; font-size: 16px; mso-line-height-rule: at-least; line-height: 22p=
x; text-align: center; text-decoration: none; text-transform:=20
none;=20
letter-spacing: 0px;"> What do you think about the content&nbsp;in&nbsp;thi=
s&nbsp;email? </p>=20
</div> </td>=20
</tr>=20
<tr>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div style=3D"max-width: 330px; margin: 0px auto;">=20
=20
<div class=3D"tblCell col160">=20
<table align=3D"center" valign=3D"top" cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"width: 100%; max-width: 160px;">=20
<tbody>=20
<tr>=20
<td class=3D"helpfulness ctaWidth ctaBGColor ctaBorderColor ctaLabelColor" =
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h: 160px; padding-top: 8px; padding-bottom: 7px; padding-left: 10px; paddin=
g-right: 10px; border: 1px solid #31373d; border-radius: 4px;=20
-moz-border-radius:=20
4px; -webkit-border-radius: 4px; vertical-align: top; font-family: Arial, s=
ans-serif; font-style: normal; font-weight: 400; color: #31373d; font-size:=
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r; text-decoration: none; text-transform: none;=20
letter-spacing: 0px;"> <a class=3D"helpfulness" href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MO9ekAXKX=
30xMKPlsVcU9Mz-TmJPZQ6YoveUqEtruCPJvXpb9rBAkqeK_lLkEQ0Kkts=3D" id=3D"helpfu=
l" title=3D"helpful" target=3D"_blank" style=3D"font-weight: 400; color: #3=
1373d!important; text-decoration: none; text-transform: none;"
> Helpful </a> </td>=20
</tr>=20
</tbody>=20
</table>=20
</div>=20
=20
<div class=3D"tblCell gutter10">=20
<table class=3D"gutter10" align=3D"center" valign=3D"top" cellspacing=3D"0"=
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<tbody>=20
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valign=3D"top" style=3D"min-width: 100%; max-width: 100%; height: 10px; fon=
t-size: 1px; line-height: 1px; ">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table>=20
</div>=20
=20
<div class=3D"tblCell col160">=20
<table align=3D"center" valign=3D"top" cellspacing=3D"0" cellpadding=3D"0" =
role=3D"presentation" style=3D"mwidth: 100%; max-width: 160px;">=20
<tbody>=20
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<td class=3D"helpfulness ctaWidth ctaBGColor ctaBorderColor ctaLabelColor" =
width=3D"160" align=3D"center" valign=3D"top" role=3D"button" style=3D"widt=
h: 160px; padding-top: 8px; padding-bottom: 7px; padding-left: 10px; paddin=
g-right: 10px; border: 1px solid #31373d; border-radius: 4px;=20
-moz-border-radius:=20
4px; -webkit-border-radius: 4px; vertical-align: top; font-family: Arial, s=
ans-serif; font-style: normal; font-weight: 400; color: #31373d; font-size:=
 16px; mso-line-height-rule: at-least; line-height: 16px; text-align: cente=
r; text-decoration: none; text-transform: none;=20
letter-spacing: 0px;"> <a class=3D"helpfulness" href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MG1R5_qon=
NuQTpp4mFaHP2hU-7Y0pL8Wiscr2jxPdCElK_EaOHzpBLUpYMoMusXoFB8=3D" id=3D"nothel=
pful" title=3D"nothelpful" target=3D"_blank" style=3D"font-weight: 400; col=
or: #31373d!important; text-decoration: none; text-transform: none;"
> Not Helpful </a> </td>=20
</tr>=20
</tbody>=20
</table>=20
</div>=20
=20
</div> </td>=20
</tr>=20
</tbody>=20
</table>=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr id=3D"ModFTR0056bb39dcb-0704-492d-a346-80c7458a941d" class=3D"mktoModul=
e">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: #f5f7f8; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModFTR005c3c890d5-7110-4394-be19-63068393a353" class=3D"mkto=
Text">
=20
<p class=3D"footer" style=3D"margin-top: 0px; margin-bottom: 12px; font-fam=
ily: Arial, sans-serif; font-style: normal; font-weight: 400; color: ${ModF=
TR005-FontColor}; font-size: 12px; mso-line-height-rule: at-least; line-hei=
ght: 16px; text-align: left; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">If you're concerned about using the links in this emai=
l, copy and paste these=20
URLs directly into your browser to navigate to the resources:<br /><br />AP=
AC<br /><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MF57ekuFE=
1O2MTEMWLmt0YToEsgIbO6nFSFRTaWA4-t8Ue_f5_l-_QAdQcaZQf3kJpw=3D" target=3D"_b=
lank" title=3D"APAC Payment Brand Updates" class=3D"footerlinks" style=3D"f=
ont-weight: 400; color: ${ModFTR005-FontColor}; text-decoration:=20
underline;"
>https://www.jpmorgan.com/solutions/treasury-payments/client-resource-cente=
r/pbi/apac-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223</a><br /><b=
r />AUSTRALIA<br /><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MA2kjrKhh=
nQfkRPpoAB2ra8nyXcMJr3aPAMkHEbbQeKsasCXpIyGqxQPkq-h72_4AaQ=3D" target=3D"_b=
lank" class=3D"footerlinks" title=3D"Australia Payment Brand=20
Updates" style=3D"font-weight: 400; color: ${ModFTR005-FontColor}; text-dec=
oration: underline;"
>https://www.jpmorgan.com/solutions/treasury-payments/client-resource-cente=
r/pbi/australia-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223</a><br=
 /><br />CANADA<br /><a  href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8ME7GsKHnM=
OgD4tz6ea3wZKxVmvxYuP-8M7KBqAVQhbtJl4C-bmGHwqMvk2iutyI68Ss=3D" target=3D"_b=
lank" title=3D"Canada Payment Brand Updates" class=3D"footerlinks" style=3D=
"font-weight: 400; color: ${ModFTR005-FontColor}; text-decoration:=20
underline;"
>https://www.jpmorgan.com/solutions/treasury-payments/client-resource-cente=
r/pbi/canada-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223</a><br />=
<br />EMEA<br /><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MGXaQoD-N=
kCEk2DWhb7UX5o7Rd9llZU4NJOiTe-SJzJ_XSAHmH1j35rjlZrC63p0TKg=3D" target=3D"_b=
lank" title=3D"EMEA Payment Brand Updates" class=3D"footerlinks"=20
style=3D"font-weight: 400; color: ${ModFTR005-FontColor}; text-decoration: =
underline;"
>https://www.jpmorgan.com/solutions/treasury-payments/client-resource-cente=
r/pbi/europe-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223</a><br />=
<br />UNITED STATES<br /><a  href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MDneoyItr=
577gZnA85stsTCfoDwoaZy2AdSZUnUXOdoxt2vIHhvn1sQs6VlEsumOaqs=3D" target=3D"_b=
lank" title=3D"United States Payment Brand Updates" class=3D"footerlinks" s=
tyle=3D"font-weight: 400; color: ${ModFTR005-FontColor}; text-decoration:=
=20
underline;"
>https://www.jpmorgan.com/solutions/treasury-payments/client-resource-cente=
r/pbi/us-payment-brand-changes?source=3Dwp_em_mk_pbicomms1223</a><br /><br =
/>the race to rewire cross-border payments<br /><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MPdqGmIki=
HolbI7c1qdN-CxH9bj346AfXbzRXdD9fC3WM6rlu5_70mYMgb-npj9uiuE=3D" target=3D"_b=
lank" class=3D"footerlinks" title=3D"the race to=20
rewire cross-border payments" style=3D"font-weight: 400; color: ${ModFTR005=
-FontColor}; text-decoration: underline;"
>https://www.jpmorgan.com/payments/payments-unbound/volume-3/cross-border-p=
ayment-modernization?source=3Dwp_em_mk_pbicomms1223</a><br /><br /></p>
<p class=3D"footer" style=3D"margin-top: 0px; margin-bottom: 12px; font-fam=
ily: Arial, sans-serif; font-style: normal; font-weight: 400; color: ${ModF=
TR005-FontColor}; font-size: 12px; mso-line-height-rule: at-least; line-hei=
ght: 16px; text-align: left; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">IMPORTANT INFORMATION :</p>
<p class=3D"footer" style=3D"margin-top: 0px; margin-bottom: 12px; font-fam=
ily: Arial, sans-serif; font-style: normal; font-weight: 400; color: ${ModF=
TR005-FontColor}; font-size: 12px; mso-line-height-rule: at-least; line-hei=
ght: 16px; text-align: left; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">We sent this message from an unmonitored mailbox and c=
annot respond to replies.
 Please contact your servicing team if you need help.
 <br /><br /><a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MOStHjlEV=
JjrXUnQPVXjaPbN_xeQIyUNPekjh-Gw9e8tgZFvRN53czB5Rild0RlVhXI=3D" target=3D"_b=
lank" class=3D"footerlinks" title=3D"J.P.
 Morgan Disclosures" id=3D"" style=3D"color: ${ModFTR005-FontColor}; font-w=
eight: 400; text-decoration: underline;"
>J.P.
 Morgan Disclosures</a> | <a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MAj2hWWkd=
Js0UMooYbD83XdMrBwsrBSOtlwuUbbZE1m6mXzEqkZgAYIPRbijEVssTpA=3D" target=3D"_b=
lank" class=3D"footerlinks" title=3D"Chase Security Center" id=3D"" style=
=3D"color: ${ModFTR005-FontColor}; font-weight: 400; text-decoration: under=
line;"
>Chase Security Center</a><br /><br />You will always receive servicing ema=
ils that ensure you can do business related to your account.
 However, you may <a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MCmtQHlZZ=
e5Wn6rFnaz8wMZWhfPc3iANJUxmY5iazNEfwPr9gbGG63ngJNYPi-IMBoM=3D" target=3D"_b=
lank" title=3D"manage your marketing emails" class=3D"footerlinks" style=3D=
"color: ${ModFTR005-FontColor}; font-weight: 400; text-decoration: underlin=
e;"
>manage your marketing emails</a>.
 JPMorgan Chase, Payments Marketing, 383 Madison Avenue, Floor 20, NY1-M095=
, New York, NY 10179-0001, United States.</p>
<p class=3D"footer" style=3D"margin-top: 0px; margin-bottom: 12px; font-fam=
ily: Arial, sans-serif; font-style: normal; font-weight: 400; color: ${ModF=
TR005-FontColor}; font-size: 12px; mso-line-height-rule: at-least; line-hei=
ght: 16px; text-align: left; text-decoration: none; text-transform: none; l=
etter-spacing: 0px;">American Express<sup>&reg;</sup> is a registered trade=
mark of American=20
Express.<br /><br />MasterCard<sup>&reg;</sup> is a registered trademark of=
 MasterCard International, Inc.<br /><br />Visa<sup>&reg;</sup> is a regist=
ered trademark of Visa International Service Association.<br /><br />&copy;=
 2023 JPMorgan Chase &amp; Co.
 Member FDIC.
 Deposits held in non-U.S.
 branches are not FDIC insured.
 All rights reserved.
 The statements herein are confidential and proprietary and not intended to=
 be legally binding.
 Not all products and services are available in all geographical areas.
 <br /><br />Contact us for support: <a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MAnfA1mr6=
5prHb_JpC-aDwNFB3NYWU-GzVCDGl-tindkM0vWW78Yafk6dEv9Gl9AbN4=3D" target=3D"_b=
lank" class=3D"footerlinks" title=3D"Chase Merchant Services Canada" id=3D"=
" style=3D"font-weight: 400; color: ${ModFTR005-FontColor}; text-decoration=
: underline;"
>Chase Merchant Services Canada</a><br /><br />CPEL: Chase Paymentech Europ=
e Limited | WPEL: J.P.
 Morgan Wholesale Payments Europe Limited, trading as J.P.
 Morgan is regulated by the Central Bank of I&zwj;r&zwj;e&zwj;l&zwj;a&zwj;n=
&zwj;d.<br /><br />Registered Office: J.P.
 Morgan, 200 Capital Dock, 79 Sir John Rogerson&rsquo;s Quay, Dublin 2, D02=
 RK57, Ireland.<br />Registered in Ireland with the CRO under the Registrat=
ion No CPEL: 474128 | WPEL: 647275.<br />Directors: Dara Quinn, Basil Baile=
y, Russell Goring (UK) | CPEL: Eilish Finan, John Skinner (UK), Alison Live=
sey (UK) | WPEL: James Crotty, Nigel Collett (UK)<br /></p>
=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
<tr id=3D"ModFTR008b4f2bbf4-a2e5-41cd-a873-f90edff870e6" class=3D"mktoModul=
e">=20
<td class=3D"padModuleRow" width=3D"600" align=3D"center" valign=3D"top" st=
yle=3D"background-color: #f5f7f8; min-width: 100%; max-width: 600px; margin=
: 0px auto; padding-top: 0px; padding-bottom: 8px; padding-left: 0px; paddi=
ng-right: 0px;">=20
<table class=3D"bgColor" align=3D"center" valign=3D"top" cellspacing=3D"0" =
cellpadding=3D"0" role=3D"presentation" style=3D"background-color: inherit;=
 border: 0px; min-width: 100%; max-width: 600px; margin: 0px auto;">=20
<tbody>=20
<tr>=20
<td class=3D"padBGColor" width=3D"600" align=3D"center" valign=3D"top" styl=
e=3D"background-color: inherit; min-width: 100%; max-width: 600px; margin: =
0px auto; padding-top: 0px; padding-bottom: 0px; padding-left: 0px; padding=
-right: 0px;">=20
<table class=3D"containerInner" align=3D"center" valign=3D"top" cellspacing=
=3D"0" cellpadding=3D"0" role=3D"presentation" style=3D"background-color: i=
nherit; border: 0px; margin: 0px auto; min-width: 100%; max-width: 600px;">=
=20
<tbody>=20
<tr>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
<td width=3D"540" align=3D"center" valign=3D"top" style=3D"background-color=
: inherit; min-width: 100%; max-width: 540px; margin: 0px auto; padding-top=
: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px;">=20
<div id=3D"editModFTR0089989d252-f954-4a3e-a59d-fbf0fb308a07" class=3D"mkto=
Text">=20
<p class=3D"footer-right" style=3D"margin-top: 0px; margin-bottom: 12px; fo=
nt-family: Arial, sans-serif; font-style: normal; font-weight: 400; color: =
#31373d; font-size: 12px; mso-line-height-rule: at-least; line-height: 16px=
; text-align: right; text-decoration: none; text-transform: none; letter-sp=
acing: 0px;">877799_MS_PBI_1223_EN_E | PMT001674<br /></p>=20
</div> </td>=20
<td class=3D"flex30" width=3D"30" style=3D"background-color: inherit; min-w=
idth: 20px; max-width: 30px; font-size: 1px; mso-line-height-rule: at-least=
; line-height: 1px;">&nbsp;</td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>
</table> </td>=20
</tr>=20
</tbody>=20
</table>=20
</div> </td>=20
</tr>=20
</tbody>=20
</table> </td>=20
</tr>=20
</tbody>=20
</table>=20
</center> =20
<a href=3D
"https://go.paymentsolutions.jpmorgan.com/OTg0LU1RSC0yNjEAAAGQDWb8MGzM1Fmz6=
hGAEQ5ak4rRzhiiZzKsdO_qicoNVVNMtvF4EfkB21GNhhQ46rV3QDj78wA=3D"
></a>
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