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✏️ Editing: 1727402525.M487972P75463.aristoteles.x5servers.net,S=35900,W=36365:2,S

Envelope-to: rcruz@sapasequipment.com
Delivery-date: Thu, 26 Sep 2024 22:02:05 -0400
From: "HealthEquity, Inc." <HealthEquity@e.healthequity.com>
To: <rcruz@sapasequipment.com>
Subject: Enhanced Rates Partner Change Notice
Date: Thu, 26 Sep 2024 20:01:03 -0600
MIME-Version: 1.0
Reply-To: "HealthEquity, Inc." <reply-fe8f1675716c017d7d-15202_HTML-509837484-100027866-7004@e.healthequity.com>
Message-ID: <ed2c2f52-fa9a-46fd-ad69-2b76e3bf31ac@dfw1s10mta675.xt.local>
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<div class="preheader" style="font-size: 1px; display: none !important;">Please contact us for more information</div>
  
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                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;">Hello Richard,</span></p>
                              <p style="margin: 0px; text-align: left;">&zwnj;<br /></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;">You are receiving this notice to inform you that the insurance company partner that holds your HSA cash balance has changed to MetLife. The interest rate associated with your cash balance will not change and you don&rsquo;t need to take any action at this time. You can learn more about the new insurance company partner <a class=" st-no-tracking" style="color: #626668;" href="https://click.e.healthequity.com/?qs=143ac34fc382670224d18e7bde8cfd629d2aed9fab01e976169b7944526e3f7d3f8f6730787c77e37b244cb68e341e02c9acaa873951fe686c5fae82e466c76d" target="_blank"><span style="color: #008093;"><u>here</u></span></a>.</span></p>
                              <p style="margin: 0px; text-align: left;">&zwnj;<br /></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;">HealthEquity enters into interest-bearing group annuity contracts with insurance company partners to place Heath Savings Account (HSA) funds on behalf of Members. Pursuant to the Cash Supplement to the Custodial Agreement for your HSA, Members instruct HealthEquity to place their cash balance with one of these insurance company partners and authorize HealthEquity to allocate funds between insurance company partners from time to time.¹</span></p>
                              <p style="margin: 0px; text-align: left;">&zwnj;<br /></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;">If you don&rsquo;t want your cash balance held by a particular partner, you may opt out of having your funds held by that partner by contacting Member Services.</span></p>
                              <p style="margin: 0px; text-align: left;">&zwnj;<br /></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;">If you would like to know more about this change or have any questions, please contact Member Services.</span></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 16px; line-height: 22px;"><br>Sincerely,</span></p>
                              <p style="margin: 0px; text-align: left;">&zwnj;<br /></p>
                              <p style="margin: 0px; text-align: left;"><strong><em><span style="font-size: 16px; line-height: 22px;">Your HealthEquity Team</span></em></strong></p>
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                              <p style="margin: 0px; text-align: left;"><span style="text-decoration: underline;"><span style="font-size: 12px; line-height: 18px;"><a class="st-no-tracking" style="color: #008093;" href="https://view.e.healthequity.com/?qs=68773f1330a5cdd19c016080715567b450de5a1b7765ab04f5b055bc8c59455e11bf24c46584b74588ff4d602f1bf2345dced160e97c775e2d2ad9acb11a9144339a5f8ab27b2310b0eb800906620c17c32264c0105b374e"><span style="color: #008093;"><u>View on web</u></span></a></span></span></p>
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                              <p style="margin: 0px; text-align: left;"><span style="font-size: 12px; line-height: 18px;"><sup>1</sup>This type of cash placement option is an interest-bearing group annuity contract to which your HSA cash balance is allocated. Principal and interest are subject to risk of loss and not covered by deposit insurance. Interest rates are subject to change.</span></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 12px; line-height: 18px;"><br>You may elect our Basic Rates cash placement option, which is a federally insured option for your HSA cash balance.</span></p>
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                              <p style="margin: 0px; text-align: left;"><span style="font-size: 12px; line-height: 18px;">HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.</span></p>
                              <p style="margin: 0px; text-align: left;"><span style="font-size: 12px; line-height: 18px;">&nbsp;</span></p>
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