Da

✏️ Editing: 1727815603.M38193P90436.aristoteles.x5servers.net,S=43662,W=44507:2,S

Envelope-to: rcruz@sapasequipment.com
Delivery-date: Tue, 01 Oct 2024 16:46:43 -0400
Date: Tue, 1 Oct 2024 15:45:39 -0500
From: Stellar Bank <customerservice@stellar.bank>
Reply-To: customerservice@stellar.bank
To: rcruz@sapasequipment.com
Message-ID: <1727815421787.9f955045-5da6-43d1-83cf-91d2443eabba@bf07x.hubspotemail.net>
Subject: Celebrating Two Years of Stellar Banking
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A message from CEO Ray Vitulli

October 1, 2024

Dear Valued Customer,

We are thrilled to celebrate our second anniversary as Stellar Bank! As we =
reflect on the past two years, we are filled with gratitude for your contin=
ued support and loyalty.

For years, we have proudly served the vibrant and diverse communities of Ho=
uston, Beaumont, East Texas, and Dallas. Our commitment to providing except=
ional relationship banking across these regions remains unwavering, and we =
are excited about the future we are building together.

Thank you to all who contributed to our recent customer survey. Your feedba=
ck has provided valuable insights into what we are doing well and how we ca=
n improve. We are continuously working to make it easy to bank with Stellar=
, ensuring that your needs and preferences are at the forefront of our effo=
rts.

One such improvement is our new best-in-class deposit platform that we are =
excited to introduce later this fall. This innovative platform is designed =
to streamline the account opening process making it fast and efficient for =
all. Stay tuned for more improvements coming in 2025.

As we celebrate this milestone, we extend our heartfelt thanks to you for b=
eing a part of the Stellar Bank community. We look forward to continuing to=
 serve you with exceptional experiences for years to come.

Be Stellar,

Ray Vitulli

Chief Executive Officer

P.S. Be on the lookout for our new advertising campaign set to launch this =
month. We hope it makes you smile.

About Stellar Bank

Member FDIC, Stellar Bank, the wholly owned subsidiary of Stellar Bancorp, =
Inc., is headquartered in Houston, Texas and provides a diversified range o=
f commercial banking services primarily to small- to medium-sized businesse=
s and individual customers across the Houston, Beaumont, Dallas and surroun=
ding communities in Texas.

Facebook (https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/cGMgF04/VWBxGq2xT=
HtyW7Gp2Dc7HV7vQW6P_DFt5lFvHBN3kz7Dd3lcq-W6N1vHY6lZ3plN144sQzt8_fFW4r_-1D7v=
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yw42gZysW28V67G3gk9K2W5975cm3C2Z6Nf8DyJHR04 )

LinkedIn (https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/cGMgF04/VWBxGq2xT=
HtyW7Gp2Dc7HV7vQW6P_DFt5lFvHBN3kz7Dx3lcq-W7lCdLW6lZ3pSW4k28b68sHyrhN782rnsg=
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8LjFMV4wPnzCW3Njh4z8dJDMwW4ZXtGN4qvlfJW4Fh2Hs6cSNWdW5BVFc_64bjYjf7x036W04 )

Stellar Bank, 9 Greenway Plaza, Suite 110, Houston, TX 77046, United States=
, 713.499.1800

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" lang=3D"en">A message from CEO Ray Vitulli</div>
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<div style=3D"mso-line-height-rule:exactly; line-height:175%">
<div data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module" style=
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<div data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text" sty=
le=3D"mso-line-height-rule:exactly; line-height:175%">
<p style=3D"mso-line-height-rule:exactly; line-height:175%"><strong>October=
 1, 2024</strong></p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Dear Valued Cus=
tomer,</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">We are thrilled=
 to celebrate our second anniversary as Stellar Bank! As we reflect on the =
past two years, we are filled with gratitude for your continued support and=
 loyalty.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">For years, we h=
ave proudly served the vibrant and diverse communities of Houston, Beaumont=
, East Texas, and Dallas. Our commitment to providing exceptional relations=
hip banking across these regions remains unwavering, and we are excited abo=
ut the future we are building together.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Thank you to al=
l who contributed to our recent customer survey. Your feedback has provided=
 valuable insights into what we are doing well and how we can improve. We a=
re continuously working to make it easy to bank with Stellar, ensuring that=
 your needs and preferences are at the forefront of our efforts.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">One such improv=
ement is our new best-in-class deposit platform that we are excited to intr=
oduce later this fall. This innovative platform is designed to streamline t=
he account opening process making it fast and efficient for all. Stay tuned=
 for more improvements coming in 2025.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">As we celebrate=
 this milestone, we extend our heartfelt thanks to you for being a part of =
the Stellar Bank community. We look forward to continuing to serve you with=
 exceptional experiences for years to come.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Be Stellar,</p>
</div>
</div>
</div></div></div></td></tr></tbody></table>
</div>


    
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e=3D"min-width:280px; max-width:600px; Margin-left:auto; Margin-right:auto;=
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<div id=3D"column_1703698099091_1" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; padding:10px 2=
0px"><div id=3D"hs_cos_wrapper_module_17036981171532" class=3D"hs_cos_wrapp=
er hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inheri=
t; font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"w=
idget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapper_module_1703698=
1171532_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type=
_rich_text" style=3D"color: inherit; font-size: inherit; line-height: inher=
it;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text"><p =
style=3D"mso-line-height-rule:exactly; line-height:175%"><span style=3D"col=
or: #252829; font-family: Helvetica, Arial, Verdana, sans-serif;"><strong>R=
ay Vitulli</strong></span></p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%"><span style=3D"=
color: #252829; font-family: Helvetica, Arial, Verdana, sans-serif;"><stron=
g>Chief Executive Officer</strong></span></p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%; font-weight:nor=
mal"><span style=3D"color: #252829; font-family: Helvetica, Arial, Verdana,=
 sans-serif;">P.S. Be on the lookout for our new advertising campaign set t=
o launch this month. We hope it makes you smile.&nbsp;</span></p></div></di=
v></td></tr></tbody></table>
</div>


    
    </div>
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  <div id=3D"section_4" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; background-color:#002838; pa=
dding-bottom:10px; padding-top:10px" bgcolor=3D"#002838">
    
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r hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit=
; font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"wi=
dget" data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=
=3D"presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Arial, sans-serif; color:#444444; word-break:break-word; text-align=
:center; padding:5px 11px 10px 20px; font-size:0px">
        <img alt=3D"STB_Logo_Horizontal_white" src=3D"https://hs-5628670.f.=
hubspotemail.net/hub/5628670/hubfs/STB_Logo_Horizontal_white.png?width=3D55=
0&amp;upscale=3Dtrue&amp;name=3DSTB_Logo_Horizontal_white.png" style=3D"out=
line:none; text-decoration:none; max-width:100%; font-size:16px" width=3D"2=
75" align=3D"middle">
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</table></div>
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  </div>
  <div id=3D"section_1672957982803" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
   =20
   =20
    
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; background-color:#002838" bg=
color=3D"#002838">
    
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<div id=3D"column_1672957982803_0" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; padding:4px 20=
px 20px"><div id=3D"hs_cos_wrapper_module_1582052036979642" class=3D"hs_cos=
_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: =
inherit; font-size: inherit; line-height: inherit;" data-hs-cos-general-typ=
e=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapper_module_1=
582052036979642_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><p style=3D"mso-line-height-rule:exactly; line-height:1.5; text-align:=
left" align=3D"left"><span style=3D"color: #ffffff; font-size: 11px;"><span=
 style=3D"font-family: Helvetica, Arial, Verdana, sans-serif;"><strong>Abou=
t Stellar Bank</strong></span></span></p>
<p style=3D"mso-line-height-rule:exactly; line-height:1.5; text-align:left"=
 align=3D"left"><span style=3D"color: #ffffff; font-size: 11px;"><span styl=
e=3D"font-family: Helvetica, Arial, Verdana, sans-serif;"><strong>Member FD=
IC, Stellar Bank, the wholly owned subsidiary of Stellar Bancorp, Inc., is =
headquartered in Houston, Texas and provides a diversified range of commerc=
ial banking services primarily to small- to medium-sized businesses and ind=
ividual customers across the Houston, Beaumont, Dallas and surrounding comm=
unities in Texas.</strong></span></span></p></div></div></td></tr></tbody><=
/table>
<table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-se=
rif; font-size:15px; color:#444444; word-break:break-word; padding:10px 20p=
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_social_module">
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rif; font-size:15px; color:#444444; word-break:break-word">
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          <tbody>
            <tr align=3D"center">
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mily:Arial, sans-serif; font-size:15px; color:#444444; word-break:break-wor=
d; padding:8px 5px; line-height:1; vertical-align:middle" valign=3D"middle"=
>
                <a href=3D"https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/=
cGMgF04/VWBxGq2xTHtyW7Gp2Dc7HV7vQW6P_DFt5lFvHBN3kz7Dd3m2ndW6N1vHY6lZ3n6W4PP=
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static/TemplateAssets/static-1.262/img/hs_default_template_images/modules/F=
ollow+Me+-+Email/facebook_original_white.png" alt=3D"Facebook" height=3D"25=
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rtant; height:25px!important; vertical-align:middle" valign=3D"middle" widt=
h=3D"auto">
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            </tr>
          </tbody>
        </table>
      </td><td class=3D"social-network-cell" style=3D"font-family:Arial, sa=
ns-serif; font-size:15px; color:#444444; word-break:break-word">
        <table role=3D"presentation" align=3D"center" style=3D"width: auto;=
 text-align: center;" class=3D"hs_cos_wrapper_type_social_module_single">
          <tbody>
            <tr align=3D"center">
              <td class=3D"display_block_on_small_screens" style=3D"font-fa=
mily:Arial, sans-serif; font-size:15px; color:#444444; word-break:break-wor=
d; padding:8px 5px; line-height:1; vertical-align:middle" valign=3D"middle"=
>
                <a href=3D"https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/=
cGMgF04/VWBxGq2xTHtyW7Gp2Dc7HV7vQW6P_DFt5lFvHBN3kz7Dx3m2ndW7lCdLW6lZ3lmW8h0=
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B5PYf92829l04" style=3D"color:#00a4bd; text-decoration:none !important" dat=
a-hs-link-id=3D"0" target=3D"_blank">
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static/TemplateAssets/static-1.262/img/hs_default_template_images/modules/F=
ollow+Me+-+Email/linkedin_original_white.png" alt=3D"LinkedIn" height=3D"25=
" style=3D"outline:none; text-decoration:none; border:none; width:auto!impo=
rtant; height:25px!important; vertical-align:middle" valign=3D"middle" widt=
h=3D"auto">
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  </tbody>
</table>
</div></td></tr></tbody></table>
</div>


    
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  </div>
  <div id=3D"section_5" class=3D"hse-section hse-section-last" style=3D"pad=
ding-left:10px; padding-right:10px">
   =20
   =20
    
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; Margin-left:auto; Margin-right:auto; padding-bottom:10px; padding=
-top:10px">
    
   =20
    
    

<div id=3D"column_5_0" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; padding:10px 2=
0px"><div id=3D"hs_cos_wrapper_module_16778539783411" class=3D"hs_cos_wrapp=
er hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inheri=
t; font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"w=
idget" data-hs-cos-type=3D"module"><table role=3D"presentation" class=3D"hs=
e-footer hse-secondary" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"font-family:Arial, sans-serif; font-size:12px; line-height:135%; c=
olor:#23496d; margin-bottom:0; padding:0">
  <tbody>
    <tr>
      <td align=3D"center" valign=3D"top" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; text-align:cen=
ter; margin-bottom:0; line-height:135%; padding:10px 20px">
        <p style=3D"font-family:arial, helvetica, sans-serif;font-size:12px=
;font-weight:normal;text-decoration:none;font-style:normal;color:#23496d">
          Stellar Bank, 9 Greenway Plaza, Suite 110, Houston, TX 77046, Uni=
ted States, 713.499.1800
        </p>
        <p>
          <a data-unsubscribe=3D"true" href=3D"https://hs-5628670.s.hubspot=
email.net/hs/preferences-center/en/direct?data=3DW2nXS-N30h-SmW3_XYkQ3ZTm6M=
W3d2dp94tl7JjW1Zd3jn2xMhVNW34DSnT4kBlNNW4cq0y72qNNWqW1Vs_Wb3yZ8pmW1NFJk62Pz=
_tPW34l5RG1Zd4gjW3ghl4l1_38s8W25d00l2PlTFhW3JYh2l2zvp53W4tDy4D2TyJkpW3ND8nK=
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xc83XKcLRW3861kQ2Tr371W2zK3x03H64S_W3ZNN682xGlpHW38rsbb32Bbh9W3M60-X43HYlpW=
49K2x84hGkx1W3VKrGX1Xj3sDW3LVFmm4t6tlFW3zhTKh43XV3yW3bzlqQ32q00sW4tlYgx3FfM=
DKW1Lgt_t36dYssW3T3pJy1QkVtKW3Hc59V2YlTYDW1Qswny4mbSrKW20XNwN2nHZghW23pq4v2=
1c9VQW3ZSXdh3_N9cmW3j0FP42r59LhW4t4L2N3jlTzQW49Qww241KQSgW2r8-r-1X85R9W2w4s=
DJ3zcfWfW2-lg5x3g6KfRW2PBLPs2WgVVBW4pqd8F2TGyxgf2qXfjk04&amp;utm_source=3Dh=
s_email&amp;utm_medium=3Demail&amp;utm_content=3D327205261&amp;_hsenc=3Dp2A=
Nqtz--jUdLM8P_oCM-tc4qeZvVOTaURBLYqSWY-LZKgW1SfGU7J4W8DrkeZVJBRM4x67u1tIa-0=
0u3ZfbJZs_7pj9zk7d1Y9g&amp;_hsmi=3D327205261" style=3D"font-family:helvetic=
a; font-size:12px; color:#00a4bd; font-weight:normal; text-decoration:under=
line; font-style:normal" data-hs-link-id=3D"0" target=3D"_blank">Unsubscrib=
e</a>
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email.net/hs/preferences-center/en/page?data=3DW2nXS-N30h-SmW3_XYkQ3ZTm6MW3=
d2dp94tl7JjW1Zd3jn2xMhVNW34DSnT4kBlNNW4cq0y72qNNWqW1Vs_Wb3yZ8pmW1NFJk62Pz_t=
PW34l5RG1Zd4gjW3ghl4l1_38s8W25d00l2PlTFhW3JYh2l2zvp53W4tDy4D2TyJkpW3ND8nK1B=
NyJ8W1X8x621Lws2mW1NgKQx2t1Fw2W2TsMV12WJ25GW1V1ckb41yjNLW3W3czP2B2P-FW2HFxc=
83XKcLRW3861kQ2Tr371W2zK3x03H64S_W3ZNN682xGlpHW38rsbb32Bbh9W3M60-X43HYlpW49=
K2x84hGkx1W3VKrGX1Xj3sDW3LVFmm4t6tlFW3zhTKh43XV3yW3bzlqQ32q00sW4tlYgx3FfMDK=
W1Lgt_t36dYssW3T3pJy1QkVtKW3Hc59V2YlTYDW1Qswny4mbSrKW20XNwN2nHZghW23pq4v21c=
9VQW3ZSXdh3_N9cmW3j0FP42r59LhW4t4L2N3jlTzQW49Qww241KQSgW2r8-r-1X85R9W2w4sDJ=
3zcfWfW2-lg5x3g6KfRW2PBLPs2WgVVBW4pqd8F2TGyxgf2qXfjk04&amp;utm_source=3Dhs_=
email&amp;utm_medium=3Demail&amp;utm_content=3D327205261&amp;_hsenc=3Dp2ANq=
tz--jUdLM8P_oCM-tc4qeZvVOTaURBLYqSWY-LZKgW1SfGU7J4W8DrkeZVJBRM4x67u1tIa-00u=
3ZfbJZs_7pj9zk7d1Y9g&amp;_hsmi=3D327205261" style=3D"font-family:helvetica;=
 font-size:12px; color:#00a4bd; font-weight:normal; text-decoration:underli=
ne; font-style:normal" data-hs-link-id=3D"0" target=3D"_blank">Manage prefe=
rences</a>
        </p>
      </td>
    </tr>
  </tbody>
</table></div></td></tr></tbody></table>
</div>


    
    </div>
  =20
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          </td>
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    </div>
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<img src=3D"https://cGMgF04.na1.hubspotlinks.com/Cto/GD+113/cGMgF04/VWBxGq2=
xTHtyW7Gp2Dc7HV7vQW6P_DFt5lFvHBW3kz7nl8fYL4X2ft1" alt=3D"" width=3D"1" heig=
ht=3D"1" border=3D"0" style=3D"display:none!important;min-height:1px!import=
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gin-bottom:0!important;margin-right:0!important;margin-left:0!important;pad=
ding-top:0!important;padding-bottom:0!important;padding-right:0!important;p=
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