Da

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Envelope-to: rcruz@sapasequipment.com
Delivery-date: Fri, 31 Jan 2025 10:06:52 -0400
Date: Fri, 31 Jan 2025 08:06:05 -0600
From: Stellar Bank <customerservice@stellar.bank>
Reply-To: customerservice@stellar.bank
To: rcruz@sapasequipment.com
Message-ID: <1738332364760.1aa14f89-a95f-4beb-8e45-905779ef65bc@bf07x.hubspotemail.net>
Subject: Wire Transfer - FAIM ISO 20022 Update
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Stellar Bank aligns wire transfer standards globally by March 10th. No acti=
on required.

Dear Valued Customer,

On March 10th, Stellar Bank =E2=80=93 along with all U.S. banks =E2=80=93 w=
ill adhere to the same global formatting and processing standards for wire =
transfers as banks in all other countries. This update is mandated by the U=
.S. Federal Reserve.

There is no action required on your part. Stellar Bank will launch the upda=
tes, which include an increased character count for wire transfer notations=
. The changes are minimal but should have a positive impact, especially for=
 those of you who conduct business internationally.

In the next several weeks, Stellar Bank will send you another reminder abou=
t the change happening on March 10th. Again, no action is needed from you. =
Our Stellar Bankers are working to implement the change for you, and there =
will be no interruptions to your account activity.

For questions, please contact your Stellar Banker.

Thank you,

Stellar Bank

About Stellar Bank

Member FDIC, Stellar Bank, the wholly owned subsidiary of Stellar Bancorp, =
Inc., is headquartered in Houston, Texas and provides a diversified range o=
f commercial banking services primarily to small- to medium-sized businesse=
s and individual customers across the Houston, Beaumont, Dallas and surroun=
ding communities in Texas.

Facebook (https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/cGMgF04/VVzbBy51D=
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X (https://cGMgF04.na1.hubspotlinks.com/Ctc/GD+113/cGMgF04/VVzbBy51DlyyW8CN=
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Stellar Bank, 9 Greenway Plaza, Suite 110, Houston, TX 77046, United States=
, 713.499.1800

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EEE;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;=
" lang=3D"en">Stellar Bank aligns wire transfer standards globally by March=
 10th. No action required.</div>
   =20

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<div id=3D"column_1692883522648_0" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; padding:20px 2=
0px 10px"><div id=3D"hs_cos_wrapper_module_16880661670822" class=3D"hs_cos_=
wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: i=
nherit; font-size: inherit; line-height: inherit;" data-hs-cos-general-type=
=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapper_module_16=
880661670822_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper=
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inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_text=
"><p style=3D"mso-line-height-rule:exactly; line-height:175%">Dear Valued C=
ustomer,</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">On March 10th, =
Stellar Bank =E2=80=93 along with all U.S. banks =E2=80=93 will adhere to t=
he same global formatting and processing standards for wire transfers as ba=
nks in all other countries. This update is mandated by the U.S. Federal Res=
erve.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">There is <span =
style=3D"font-weight: bold;">no action required</span> on your part. Stella=
r Bank will launch the updates, which include an increased character count =
for wire transfer notations. The changes are minimal but should have a posi=
tive impact, especially for those of you who conduct business international=
ly.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">In the next sev=
eral weeks, Stellar Bank will send you another reminder about the change ha=
ppening on March 10th. Again, no action is needed from you. Our Stellar Ban=
kers are working to implement the change for you, and there will be no inte=
rruptions to your account activity.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">For questions, =
please contact your Stellar Banker.</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Thank you,</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">&nbsp;</p>
<p style=3D"mso-line-height-rule:exactly; line-height:175%">Stellar Bank</p=
></div></div></td></tr></tbody></table>
</div>


    
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left" align=3D"left"><span style=3D"color: #ffffff; font-size: 11px;"><span=
 style=3D"font-family: Helvetica, Arial, Verdana, sans-serif;"><strong>Abou=
t Stellar Bank</strong></span><br><span style=3D"font-family: Helvetica, Ar=
ial, Verdana, sans-serif;"><strong>Member FDIC</strong>, <span style=3D"fon=
t-size: 11px;">Stellar Bank, the wholly owned subsidiary of Stellar Bancorp=
, Inc., is headquartered in Houston, Texas and provides a diversified range=
 of commercial banking services primarily to small- to medium-sized busines=
ses and individual customers across the Houston, Beaumont, Dallas and surro=
unding communities in Texas</span>.</span></span></p></div></div></td></tr>=
</tbody></table>
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00%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-se=
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d; padding:8px 5px; line-height:1; vertical-align:middle" valign=3D"middle"=
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mily:Arial, sans-serif; font-size:15px; color:#444444; word-break:break-wor=
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ns-serif; font-size:15px; color:#444444; word-break:break-word">
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mily:Arial, sans-serif; font-size:15px; color:#444444; word-break:break-wor=
d; padding:8px 5px; line-height:1; vertical-align:middle" valign=3D"middle"=
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"_blank"><img src=3D"https://hs-5628670.f.hubspotemail.net/hs/hsstatic/Temp=
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</div>


    
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  <div id=3D"section_5" class=3D"hse-section hse-section-last" style=3D"pad=
ding-left:10px; padding-right:10px">
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th:600px; Margin-left:auto; Margin-right:auto; padding-bottom:10px; padding=
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<div id=3D"column_5_0" class=3D"hse-column hse-size-12">
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%"><tbody><tr><td class=3D"hs_padded" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; padding:10px 2=
0px"><div id=3D"hs_cos_wrapper_module_16772741159821" class=3D"hs_cos_wrapp=
er hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inheri=
t; font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"w=
idget" data-hs-cos-type=3D"module"><table role=3D"presentation" class=3D"hs=
e-footer hse-secondary" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
style=3D"font-family:Arial, sans-serif; font-size:12px; line-height:135%; c=
olor:#23496d; margin-bottom:0; padding:0">
  <tbody>
    <tr>
      <td align=3D"center" valign=3D"top" style=3D"font-family:Arial, sans-=
serif; font-size:15px; color:#444444; word-break:break-word; text-align:cen=
ter; margin-bottom:0; line-height:135%; padding:10px 20px">
        <p style=3D"font-family:arial, helvetica, sans-serif;font-size:12px=
;font-weight:normal;text-decoration:none;font-style:normal;color:#23496d">
          Stellar Bank, 9 Greenway Plaza, Suite 110, Houston, TX 77046, Uni=
ted States, 713.499.1800
        </p>
        <p>
          <a data-unsubscribe=3D"true" href=3D"https://hs-5628670.s.hubspot=
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